home´ owner´ · ship
n. Painting the bedroom any color you want!
n. Getting the kids a dog!
n. Kissing the landlord goodbye!
That's great, but isn't it hard to buy a home these days?
Nope. Just follow these three easy steps.
Myth: It's impossible to get a loan these days.
Fact: It's not a matter of if you can buy... it's a matter of when.
Let's face it the media has painted obtaining a home loan all but impossible. That simply is not the truth. In fact, in a recent survey done by the NAHB, home buyers stated that the news and media, although often a reliable source of information, had little bearing on the decision to purchase a home. 80% of home buyers stated the number one factor that may affect their decision to buy a home wasn't the ability to obtain a loan, it was price.
Myth: Because of the home market people are opting to rent.
Fact: 70% of all Americans own their own home.
Myth: You need 20% down in order to purchase a home.
Fact: 43% of home buyers in 2007 bought their home with little or no money down.
The fact is that even as the national market is slowing down from the unsustainable pace of the past few years, there are sizable numbers of families who need new homes. And with a wide selection of new homes to choose from, mortgage rates remaining near historic lows, and the introduction of new mortgage loan programs, the opportunities are extremely favorable for buyers today.
Ignorance is not bliss. If you don't know a reputable lender we can help. Our preferred lenders will work diligently to create the best loan package possible, for your style and budget.
Contact us to get your feet on the path of homeownership today!